Knowledge Centre

Key questions asked in relation to the WealthGuard funds

Investment into the The Smoothed Growth Feeder Fund is made through an approved platform, allowing advisers to integrate it easily within existing client portfolios and benefit from a familiar, efficient administration process.

Please get in touch for a list of available platforms.

The Smoothed Growth Feeder Fund is accessible with a low minimum investment of just 1,000 in each respective currency, making it suitable for a wide range of client circumstances. This flexibility allows advisers to use the fund both for new investments and as part of a wider portfolio strategy, while maintaining consistency with platform and product suitability requirements.

The Smoothed Growth Feeder Fund aims to deliver long-term capital growth while reducing the impact of short-term market volatility through a smoothing mechanism. While this approach seeks to provide a more stable investment experience, returns are not guaranteed and clients may receive back less than they invest, particularly if they withdraw during adverse market conditions. The fund is invested in a diversified range of underlying assets and managed in line with robust governance and risk controls; however, as with all investments, capital is at risk and advisers should ensure clients fully understand both the benefits and limitations of the smoothing process.

The smoothed growth mechanism is designed to reduce the impact of short-term market volatility on your investment value. Instead of reflecting daily market ups and downs (the “unsmoothed” value), the fund declares a smoothed value that grows steadily over time, in line with the fund’s expected long-term growth rate. This helps provide more predictable returns and shields investors from sharp market movements.

Behind the scenes, the underlying investments still fluctuate with market conditions. When markets perform strongly, some of the gains may be held back to support returns during weaker periods.

Expected Growth Rates are set periodically taking into account current and expected market conditions. They indicate potential returns over the medium to long-term.

Helps investors set realistic expectations for growth. Provides an outlook for returns, assisting in long-term investment planning.

The latest EGR for each fund, correct as of 25 February 2026:
EUR: 6.60
GBP: 7.40
USD: 7.20

The next review will take place on the 25 May 2026.

Although EGRs are set based on long-term performance, market movements are monitored daily and quarterly. If short-term performance deviates significantly from the EGR, the unit price will be adjusted up or down to maintain balance.

UPAs help maintain the fund’s stability and fairness, ensuring that returns remain aligned with market conditions while avoiding excessive gains or losses.

Promoter: IDAD Limited, 2 Rotherbrook Court, Bedford Road, Petersfield, Hampshire GU32 3QG
Tel: +44 (0)1730 776757 www.idad.com

Manager: Suntera Global, Peveril Buildings, Peveril Square(Kerrin Peveril), Douglas IM99 1RZ, Isle of Man
Tel: +44 (0)208 460 1555 www.suntera.com

Investment Manager: IDAD Limited, 2 Rotherbrook Court, Bedford Road, Petersfield, Hampshire GU32 3QG
Tel: +44 (0)1730 263943 www.idad.com

Fiduciary Custodian: Apex Financial Services (Corporate) Ltd Jersey, 12 Castle Street, St Helier, Jersey JE2 3RT
Tel: +44 (0)1534 712500 www.apexgroup.com

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